Happy-woman-in-new-car
It does not matter where you are in Halifax, or in Canada because we are going to help you get car financing even if you are on bad credit. However, one question that pops into mind when a person sees bad credit and low interest mentioned in the same sentence is whether that is really possible. It is a bit hard to find low interest bad credit car loan in Canada, or anywhere else for that matter, unless you have someone who knows the auto loan market well guiding you.

Bad credit means that your creditworthiness is quite low and therefore, fewer lenders are willing to trust you with their money. That notwithstanding, it is your right to drive a good car and that is why you need a person to guide you appropriately to find a car at an affordable loan.

How do you get started?

It is pretty easy. First, visit our website at www.newcarnow.com and then look around, see whether there is a product that suits your needs perfectly. If there is, well and good and if there isn’t, get in touch with us and we will get you what you want. Look around the dealerships that we work with until you find the kind of new car that you want.

Don’t worry too much about the money. Choose your compact sedan, van, mini­van, SUV or truck and let us worry about getting you the fairest rates. What you need to get good interest rates is a team that will not relent until they get you the best lender. You see, for the ablest negotiator, there will always be lower rates for your car loan in Halifax. Furthermore, you will get car financing from some of the trusted financial institutions in Halifax, even the ones that you would fear approaching with your level of credit.

You already have credit! Apply for an auto loan without hesitation

Yes you do, but it is bad credit. But it is credit all the same. You are so much better than a person who has no credit rating at all. So you lost your job and could not keep up with your monthly payments? Well, that can happen to anyone and it should in no way stop you from driving the most reliable car in the market.

We believe that if you have bad credit, you should not be treated the same as a person who does not have any credit history. You may have bad credit, but that does not mean that you are a bad person. After all, bad things happen to good people. That is why you should get a car loan; after all, you have already been at your job for the last three months or more. So why should you be denied financing for your car?

How will you get an affordable loan?

Looking for auto financing is the same as buying anything else online. You have to look around a lot. You will find many car loan providers in the market, but all of them do not follow the standard lending rates. Some are high, some are low, some are somewhere in between. Now, it will be our duty at New Car Loan to get you a car loan that you can afford without hassling too much.

We work with car dealers who know the Who­Is­Who in the auto loan field and they will negotiate hard for the best interest rates and terms of payment. In this large network of lenders, dealers and buyers, you will get a good deal for your new car in Halifax.

It does not matter what bank turned you down, we will be here for you. Usually, many people lose heart after they are turned down by banks. That is not the end of the search for car financing.

Every avenue should be exploited. Apply and get your approval online

That is right, very simple too. Just fill in your details with name (first and last), date of birth, address, telephone number, job status (must show whether you have been on the job for the last three months), rental or own home, time you have lived there … and so many other details. After that, you should just wait for approval through email. Usually, this takes anything from minutes to an hour or two and you will know whether you have been approved for an auto loan.

Success rate?

99% is as good as it gets. Remember, you will be getting approved free of charge, so there is no harm in trying. Halifax has many car dealerships and you should get what you need. Just ensure you have been at your job for at least three months to make the process easier.